PC Optimum FAQs

As of Aug. 9, 2018, members can earn PC Optimum points at participating Esso-branded stations in Canada. The program has been available at Mobil stations in Canada since the brand’s inception in the marketplace.

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  • Members can earn PC Optimum points at Esso stations on eligible purchases of gasoline or diesel fuel, convenience store purchases and car wash services.
  • Members who are registered to receive personalized offers may also receive bonus points offers.

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  • Members can earn PC Optimum points at Mobil stations on qualifying fuel purchases. Earn rates vary by province and location and are advertised at each station.
  • Members who are registered to receive personalized offers may also receive bonus points offers.
  • Members can earn even more PC Optimum points on qualifying fuel purchases at Mobil stations located beside a Loblaw banner grocery store.
  • At select Mobil stations, excluding those located beside a Loblaw banner grocery store, PC Optimum points can also be earned on qualifying convenience store and car wash purchases.

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Members can earn PC Optimum points when paying at the pump and when paying for eligible products, including fuel in the associated convenience store as applicable. In the convenience store, customers can earn points using either the PC Optimum card or PC Financial Mastercard®, the 10-digit phone number registered to their PC Optimum account, or by scanning the PC Optimum key tag, or PC Optimum app. At the pump, customers can use their PC Optimum card, key in the phone number associated with their PC Optimum account, or pay with their PC Financial Mastercard®.

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  • I have a physical PC Optimum card
    • Step 1: Insert PC Optimum card into card reader prior to entering payment card
    • Step 2: Enter payment card and follow prompts on screen
    • Step 3: Pump fuel as usual
  • I have the PC Optimum app
    • Step 1: Choose option to enter your phone number prior to entering payment card
    • Step 2: Enter the 10-digit phone number associated with your PC Optimum account and press OK
    • Step 3: Enter payment card and follow prompts on screen
    • Step 4: Pump fuel as usual
  • I have a PC Financial Mastercard®
    • Step 1: Insert PC Financial Mastercard® into card reader
    • Step 2: Follow prompts on screen to pay with the card
    • Step 3: Pump fuel as usual

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  • Add your phone number using the PC Optimum app
    • Step 1: Open up the PC Optimum app and click on “Account” on the bottom right of the app
    • Step 2: Click on “Settings”
    • Step 3: Click on “Edit Personal Information”
    • Step 4: Enter your phone number
    • Step 5: Click on “Save Changes” at the bottom of the screen
    • Step 6: Use your phone number to earn points at the pump!
  • Add your phone number using the PC Optimum website
    • Step 1: Sign in to your account on www.pcoptimum.ca and click on “Account” on the top right side of the page
    • Step 2: Click on “Settings”
    • Step 3: In the “Your Information” section, enter in your phone number
    • Step 4: Click “Save Changes”
    • Step 5: Use your phone number to earn points at the pump!

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The PC Financial Mastercard® will automatically double as the cardholder’s PC Optimum loyalty card and will be the only card needed to earn PC Optimum points at Esso and Mobil stations.

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At the pump, you will only be able to collect points with your PC Financial Mastercard® if you also use it to pay for fuel. In the convenience store, you can use the PC Financial Mastercard® to collect points, and then pay for fuel or products with any other form of payment.

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No. As the PC Financial Mastercard® also acts as your PC Optimum loyalty card, allowing all qualifying points to be earned in a single swipe, PC Optimum points are automatically accumulated when paying with the PC Financial Mastercard®. Esso Extra points cannot be earned in the same transaction as PC Optimum points.

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  • PC Optimum members will earn 10 points per whole litre on fuel, and 10 points per dollar on eligible convenience store or car wash purchases at Esso stations.
  • Registered members may also receive personalized offers.
  • Customers using a PC Financial Mastercard® will earn at least 30 points per litre. Learn more at pcfinancial.ca.

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The number of PC Optimum points earned at Mobil stations varies by province, method of payment and location. Please visit your local station for the most up-to-date earn rate.

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The number of PC Optimum points offered at Mobil stations located beside a Loblaw banner grocery store is unchanged from the rates offered prior to these stations being rebranded to Mobil™ from GasBar. Members earn PC Optimum points at an accelerated rate when purchasing fuel at Mobil stations located beside a Loblaw banner grocery store. Esso and Mobil stations that are not co-located with a PC Optimum participating grocery store offer the same number of points nationwide.

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The number of PC Optimum points earned per litre of fuel purchased does not change based on the fuel grade purchased. However, if you pay for your fuel using a PC Financial Mastercard®, you can accelerate your points earning to at least 30 points per litre, or more, all in a single swipe! Learn more at pcfinancial.ca.

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  • PC Optimum points can be earned on fuel purchases at Esso and Mobil stations including all grades of gasoline and diesel. Additionally, at Esso stations, and select Mobil stations where advertised, points can also be earned on car wash services and most convenience store purchases. 
  • PC Optimum points cannot be earned on any of the following: (i) the purchase of tobacco, lottery tickets, or alcohol, (ii) deposits (e.g., a water bottle deposit, as it is not a purchase), (iii) gift cards, prepaid card products and wireless or long distance phone cards, (iv) transit tickets and passes, event tickets and post office transactions; (v) passport photos, (vi) cash back, (vii) gifts with purchases, (viii) delivery charges (where applicable), (ix) purchases made through non-participating licensed merchants located within or adjacent to Participating Stores or Program Participants, (x) any other products or services that may not legally be offered in connection with the Program, including pharmacy-related transactions in certain provinces (see below for more information about pharmacy-related transactions), or (xi) any other products or services that we may specify from time to time or where prohibited by law.
  • In addition to the earning exclusions noted above purchases on coin operated car washes, vacuums, vehicle repairs or purchases, and air dispensers are not eligible for earning PC Optimum points at Esso and Mobil stations.

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No. The PC Optimum points you earn at Esso and Mobil stations can be redeemed at nearly 2,500 participating Loblaw banner stores and Shoppers Drug Mart/Pharmaprix stores in Canada. Some redemption restrictions apply. Visit pcoptimum.ca for details and full store list. 

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You can accelerate earning by paying for your purchase with your PC Financial Mastercard®. If you pay with your PC Financial Mastercard® you can earn at least 30 points per litre, or more! Learn more at pcfinancial.ca.

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No. You will need to replace your existing PC Plus card at participating Loblaw banner stores and the Shoppers Optimum card at Shoppers Drug Mart/Pharmaprix stores.

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Yes. PC Optimum cards are available at Esso and Mobil stations. They are also always available at participating PC Optimum locations, or you can download the PC Optimum app at any time to register.

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No, you will not be able to convert Esso Extra points to PC Optimum points.

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No, you can either receive PC Optimum points OR Esso Extra points but not both for the same transaction.

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Targeted offers that can be used at Esso and Mobil stations will clearly indicate that they are exclusively for use at Esso and Mobil stations, otherwise your regular weekly offers can be earned at nearly 2,500 participating Loblaw banner stores and Shoppers Drug Mart/Pharmaprix stores in Canada.

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No. Similar to the PC Optimum program, points can be earned on almost anything in store; however, gift cards are not included.

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Yes, on your PC Optimum app or website, in the “Account> Points” section, you will be able to see all past transactions where you earned points, including any points earned at Esso stations. 

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If you have any issues earning PC Optimum points at Esso stations, please submit a points claim using the app or website or call us at 1-866-727-6468 and our customer care representatives will be happy to assist you.

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For inquiries that are not related to PC Optimum, please contact EssoTM and MobilTM consumer care at 1-800-567-3776.

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We’re working hard to make the PC Optimum program available in the Speedpass+ app; however, this functionality is not yet available. We will communicate its availability as soon as it is ready!


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We’re working hard to make the PC Optimum program available in the Speedpass key tag, but here’s how you can start earning right away:

  • Using your Speedpass key tag at the pump?
    (This option is only available at Esso stations)
    Insert your physical PC Optimum loyalty card, or key in your 10-digit phone number registered to your PC Optimum account into the pump before pointing your Speedpass key tag for payment.
  • Using your Speedpass key tag to pay in-store?
    (This option is currently available at Esso stations. Coming Soon to Mobil stations.)
    Simply swipe or scan your PC Optimum loyalty card, including from the PC Optimum app, before tapping your Speedpass key tag for payment.

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If you forgot your PC Optimum card at the time of purchase, you can use your PC Financial Mastercard® or the phone number associated with your account at the pump and in the convenience store to earn PC Optimum points. Alternatively, if no loyalty card is swiped as part of the transaction you can retain the receipt and have your PC Optimum points added to the transaction within 7 days of the original purchase provided that you return to the same station where the purchase was originally made. The cashier will need the original receipt to scan the bar code as points cannot be added at the station without receipt.

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